1 lb. ground meat
1 pkg. onion soup mix
1/2 c. ketchup
3 slices bread, broken up
1/2 c. Cheddar cheese
1/2 tsp. garlic
1 egg
1/4 c. milk
1 (8 oz.) can tomato sauce
Mushrooms (optional)

Preheat oven to 375 degrees. Mix first 8 ingredients (also can add about 5 shakes of pepper, if desired). Form into a shape, place on a greased baking dish and bake for 45 minutes at 375 degrees. Then add tomato sauce on top of meat loaf. Now turn oven down to 325 degrees, bake 45 minutes longer.

You may need to add a little water to baking dish, if needed.