1 can refried beans
1/2 bottle taco sauce
1 green pepper, chopped
1/2 chopped onion (opt.)
1 c. shredded cheddar

Layer as listed in a 7"x12" Pyrex pan. Bake at 350 degrees for 5 to 10 minutes until cheese melts. May be microwaved 2 to 4 minutes. Serve with round taco chips.