1 1/2 c. flour
1 c. wheat germ
1/2 c. brown sugar
3 tsp. baking powder
1/2 tsp. salt
1 c. mashed banana
1/2 c. milk
1/4 c. vegetable oil or melted butter
2 eggs, beaten

Preheat oven to 400 degrees. Combine and stir together the flour, wheat germ, brown sugar, baking powder, and salt. In another bowl, combine the bananas, milk, oil and eggs. Stir just until mixed together. Add the banana mixture to the dry ingredients and stir just until all the dry ingredients are moistened. Spoon the batter into 12 oiled or paper-lined muffin cups and bake 20-25 minutes. Serve warm. To make bread, add 1/4 cup flour. Bake at 350 degrees for 40 minutes or more until brown.