1 c. sour cream
2 pkg. (12 slices) frozen French toast
1/2 lb. sliced boiled ham
2 c. Colby Jack shredded cheese, divided
1 (20 oz.) can apple pie filling
1 c. granola and raisins
1/3 c. brown sugar

Blend sour cream and brown sugar in small bowl; refrigerate. Place 6 French toast slices in the bottom of a greased 13 x 9-inch baking pan. Layer ham, 1 1/2 cups of cheese and the rest of the French toast. Spread apple filling over top and sprinkle with granola and raisins.

Bake at 350°F for 25 minutes. Top with remaining cheese and bake another 5 minutes until cheese melts. Serve with sour cream mixture.