2 bananas
1 (9 inch) graham cracker crust
2 c. milk
1 (8 oz.) pkg. cream cheese
1 (3 1/4 oz.) pkg. instant vanilla pudding mix

Slice bananas into crust. Gradually add 1/2 cup milk to softened cream cheese, mixing until well blended. Add remaining milk and pudding mix; beat slowly 1 minute. Pour into crust; chill. Garnish with toasted coconut, if desired.