2 (8 oz.) pkgs. cream cheese, softened
1 (16 oz.) can "hot" Hormel chili with beans
Cheddar cheese, softened
Chopped onion
Diced tomato
1 (6 or 8 oz.) bottle Pace picante sauce (med.)

Soften cream cheese and spread on the bottom of a 13 x 9 inch or 10 x 12 inch round glass pan. Pour chili as a layer on cream cheese. Sprinkle Cheddar cheese on top and bake at 350 degrees or microwave until the cheese is melted. Garnish with onions and tomatoes and cover with picante sauce.

Serve with tortilla chips and napkins. Delicious!!