In large bowl, combine sweetened condensed milk and water. Add pudding mix; beat well. Chill 5 ... banana slices and vanilla wafers, if desired. Refrigerate.
Or use 1 (29 oz.) ... large bowl, combine condensed milk, water and lemon rind; mix well. Add pudding mix; beat until well blended. ... 10 to 12 servings.
In large bowl, combine condensed milk and water. Add pudding mix; beat well. (Chill 5 ... bowl. Top with vanilla wafers, bananas and pudding. Repeat ... ending with pudding. Chill.