1 can refried beans
8 oz. cheese (cheddar or Monterey Jack)
Spanish olives
Sour cream
Nachos
Salsa (combine tomatoes or tomatillos, 1 tsp. cilantro, chopped onion and jalapenos)

Mix can of refried beans with salsa, cook for about 20 minutes. Add cheese and stir until melted. Pour over nachos, top with sour cream and garnish with olives.