1 sm. pkg. instant vanilla pudding
1 c. buttermilk
1 c. crushed pineapple, drained
1 lg. can mandarin oranges, drained
1 tsp. lemon juice
1 (8 oz.) Cool Whip
1/2 of 16 oz. pkg. Oreo cookies, crushed
4-5 fresh bananas, sliced

Mix the pudding and buttermilk. Add pineapple, oranges with lemon juice. Fold in Cool Whip. About 1/2 hour before serving, add crushed Oreo cookies and fresh bananas.