8 oz. cream cheese
2 tbsp. milk
2 1/2 oz. jar chipped beef
2 tbsp. instant onion
1/2 tsp. pepper
1/2 c. sour cream
1/2 c. chopped walnuts

Soak onion in milk briefly. Finely sliver beef and mix all ingredients except walnuts. Pour into ovenproof dish. Top with walnuts. Bake at 350 degrees for 15 minutes. Serve warm with crackers.