2 bags Pepperidge Farm Chessman cookies
6 to 8 bananas, sliced
2 c. milk
1 (5 oz.) box instant French vanilla pudding
1 (8 oz.) pkg. cream cheese
1 (14 oz.) can sweetened condensed milk
1 (12 oz.) frozen whipped topping

Line bottom of 13 x 9 x 2 dish with bag of cookies. Combine milk and pudding mix; blend well. Combine cream cheese and condensed milk; mix smooth. Fold in whipped topping. Add to pudding mixture. Pour all mixture over cookies and bananas. Cover with remaining cookies. Refrigerate.