2 c. cold milk
1 pkg. Jello vanilla instant pudding
1 (8 oz.) tub Cool Whip
1 (12 oz.) pkg. vanilla wafers, crushed
8-10 (7 oz.) paper or plastic cups

Pour milk into a large bowl. Add pudding and mix, 1-2 minutes. Let stand 5 minutes. Stir in whipped topping and half of the crushed wafers. Place 1 tablespoon crushed wafers into each cup. Fill cups half full of pudding mixture. Top with remaining wafers. Refrigerate 1 hour. Decorate with miniature umbrellas, gummy sea shells.