1 (16 oz.) can refried beans
1/2 pkg. taco seasoning mix
1 (6 oz.) carton avocado dip
1 (8 oz.) carton sour cream
1 (4 1/2 oz.) can chopped ripe olives
2 lg. tomatoes, chopped
1 sm. onion, diced
1 (4 oz.) can chopped green chilies
1 (6 oz.) pkg. shredded Monterey Jack cheese

Combine beans with seasoning. Spread bean mix evenly in 12 x 8 x 2 inch dish. Layer remaining ingredients in order listed. Serve with large Mexican chips. Serves 12.