1 8 oz. cream cheese
1 8 oz. sour cream
1/2 pkg. taco seasoning

Mix together, spread on a plate and chill. After chilled (approximately 2 hours) spread on top of mixture 1 8 oz. taco sauce.

1 c. shredded Cheddar Cheese
1 c. Monterey Jack Cheese (or 2 c. shredded Taco Cheese)
1 c. chopped green peppers
1 c. chopped green onions
1 c. sliced olives
1 c. chopped tomatoes

Shredded lettuce
The remaining 1/2 pkg. of taco seasoning to 1 lb. hamburger