8 oz. pkg. cream cheese
1/2 c. shredded Kraft sharp cheddar cheese
1/2 c. salad dressing, Miracle Whip or Hellmann's
1/2 c. finely chopped Red and Golden apples

Combine all ingredients except cheddar cheese and apples. Blend. Add cheese and apples and mix well. Serve with crackers or large chips.

Makes 1 1/3 cups.