1 1/2 lb. ground beef
1 (16-oz.) can refried beans
4 c. shredded Mexican-style cheese, divided
1 8-oz. container sour cream
1 c. guacamole
1 c. salsa
1 (6- oz.) can black olives, chopped
1/2 c. chopped tomatoes
1/2 c. chopped green onions

In a large skillet, brown ground beef. Set aside to drain and cool to room temperature.

Spread the beans into the bottom of a 9 x13-inch serving tray that is about 1-1/2 inches deep. Sprinkle 2 cups of shredded cheese on top of beans. Sprinkle beef on top of cheese. Spread sour cream very slowly on top of beef. Spread guacamole on top of sour cream. Pour salsa over guacamole and spread evenly. Sprinkle remaining shredded cheese. Sprinkle black olives, tomatoes, and green onions on top. Serve immediately or refrigerate.