1 (16 oz.) can refried beans
1 (1.25 oz.) pkg. McCormick original taco seasoning
2 c. shredded Cheddar cheese
1/2 c. sliced green onion
1/2 c. sliced black olives
1 (16 oz.) sour cream
1 tomato, chopped (about 1 c.)
1 c. guacamole
tortilla chips

Spread refried beans in a shallow serving dish. Mix sour cream with taco seasoning; spread over beans. Top with cheese, tomato, onion, dollops of guacamole and olives. Serve with tortilla chips.