1 lb. ground beef
1 pkg. taco seasoning
1 (15 oz.) can refried beans
1 (16 oz.) sour cream
1 lb. Cheddar cheese, shredded
1 (15 oz.) can olives, chopped
1-2 fresh tomatoes
1 onion

Brown meat and add taco seasoning, then mix can of refried beans with meat. Spread evenly on cookie sheet or platter, let cool completely. Spread sour cream and guacamole in that order over meat and bean layer. Then add grated cheese, diced tomato and chopped onion. Refrigerate until serving. Serve with tortilla chips and salsa. Great to take to a party.