1 can (14 oz.) Eagle Brand Sweetened Condensed Milk (not evaporated milk)
1 1/2 c. cold water
1 pkg. instant vanilla flavor pudding mix (4 serving size)
2 c. whipping cream, whipped
36 vanilla wafers
3 med. bananas, sliced and dipped in lemon juice

Combine sweetened condensed milk and water in large bowl. Add pudding mix and beat well. Chill 5 minutes. Fold in whipped cream.

Spoon 1 cup pudding mixture into 2 1/2 quart serving bowl. Top with 1/3 each of the wafers, bananas, and pudding. Repeat layering twice, ending with pudding. Chill. Garnish as desired. Refrigerate. Serves 8-10.