1 lb. ground beef
1 can pinto beans
1 pkg. taco seasoning
1/2 c. grated cheddar cheese
2 c. crushed tortilla chips
1/2 head lettuce, chopped
1/2 c. water
Jalapeno peppers; optional
Picante sauce; optional

In a large skillet brown the beef and drain. Add can of beans, taco seasoning, water; simmer 5 minutes. Add cheese and mix well. Add chips and lettuce; stir well and serve.