1 sm. pkg. instant vanilla pudding
1 c. milk
1 tsp. vinegar
8 oz. Cool Whip
2/3 pkg. crushed pinwheel cookies or chocolate grahams
1 lg. can pineapple chunks, drained
1 can fruit cocktail drained
Strawberries
Grapes
1 can mandarin oranges drained and chopped
4 bananas, sliced

Mix together pudding, milk, vinegar. Stir in Cool Whip and chill. Add fruit. Just before serving add bananas and crushed cookies.