1 lb. ground meat
1 can ranch style beans or 2 c. pinto beans
1 sm. can tomato sauce
1/2 c. water
2 tbsp. chili powder
1/2 sm. onion, chopped
1/2 bell pepper, chopped
2 tbsp. oil
1 c. grated yellow cheese
1 lg. bag Fritos

Saute onions and peppers in oil. Cook until tender. Add meat and brown thoroughly. Stir in chili powder. Add tomato sauce and water. Let mixture cook until bubbling. Add beans. Line a 9x12 pan with crushed fritos and some grated cheese. Put 1/2 of the meat mixture on top, crushed Fritos and some grated cheese. Add remaining mixture and top again with Fritos and cheese. Cook 10 minutes at 300 degrees.