1 lb. ground beef (browned & drained)
1 can dark red kidney beans & liquid
1/2 c. chopped onion
1/2 c. shredded cheddar cheese
Dash salt & pepper
1/4 c. hot sauce
3 tsp. chili powder

TOPPING:

1/2 c. grated sharp cheddar
1/2 c. chopped onion, optional
1/3 c. chopped green olives, optional

Put beans in blender and blend until smooth. Add all ingredients in 2 quart casserole; mix well. Bake at 325 degrees for 25 minutes or until bubbly hot. Remove from oven and add topping. Serve with dip size Fritos or large corn chips.