1 lb. ground beef (lean)
1 can refried beans
1 med. jar salsa
1 can nacho cheese
1 can chopped green chilies
1 med. onion, chopped

Brown and drain meat and onion. Spread refried beans in baking dish. Top with meat, sprinkle green chilies over meat. Pour and spread salsa over mixture. Top with nacho cheese. Bake at 350 degrees about 30 minutes or until bubbling.

TOPPING:

1 tomato, chopped
1 lg. avocado, chopped
Sliced ripe olives
1 (8 oz.) carton sour cream

Toss together.

Top baked mixture with sour cream and sprinkle other ingredients on top of sour cream. Serve hot with lots of chips.