1ST LAYER:

1 lb. ground beef
1 pkg. taco seasoning mix
1/4 c. water
1/2 can refried beans (16 oz. size)

2ND LAYER:

1 (16 oz.) container sour cream
1/2 bottle LaVictoria "Mild" Taco Sauce

Shredded sharp Cheddar cheese
Tortilla chips

Brown ground beef thoroughly. Drain fat. Add package taco seasoning mix and water. Stir well. Bring to a boil and then simmer for about 10 minutes. Add 1/2 can refried beans. Mix thoroughly. Let cool completely. Spoon into 8 inch square pan or round pie plate.

Stir together sour cream and 1/2 bottle green taco sauce. Pour over 1st layer. Grate sharp Cheddar cheese over 2nd layer.

Bake 325 degrees for approximately 10-15 minutes until cheese melts and mixture begins to bubble. Serve with tortilla chips (regular or nacho cheese).