1ST LAYER:

1 1/4 c. flour
1 1/4 stick softened butter

Combine in 9 x 13 inch pan. Bake at 425 degrees for 10 minutes.

2ND LAYER:

8 oz. cream cheese
1 c. powdered sugar

Fold in 8 ounces Cool Whip.

3RD LAYER:

Slice bananas all over top (3 to 4 bananas).

4TH LAYER:

Beat 1 large or 2 small instant vanilla pudding with 3 cups milk with hand mixer until thick.

5TH LAYER:

8 oz. Cool Whip

Spread over top.