1 c. navy beans
1 qt. water
1/2 c. diced ham or ham bone
1 sm. clove garlic
1/4 tsp. salt
1/2 c. butter
3 slices bacon, diced
1 tbsp. finely chopped leek
1/2 c. chopped onion
1/4 c. chopped carrots
1/3 c. celery
2 tbsp. flour
1 c. diced tomatoes
1 c. milk
1/4 tsp. pepper

Wash beans and soak overnight in cold water to cover. Add ham; heat to boiling. Cover and simmer 3 hours.

Crush garlic with salt. Melt butter and add garlic salt, bacon, leek, and onion; cook until onion is yellow and bacon is crisp. Add flour and cook 2 minutes, stirring constantly.

Add to beans with remaining vegetables except tomato and cook 3-4 hours. Add tomatoes the last 15 minutes. Just before serving, add milk and pepper.