Step 1:

1 (8 oz.) pkg. cream cheese, softened
1/2 c. (1 stick) butter
1 c. powdered sugar
1 tsp. vanilla

Step 2:

1 large box instant vanilla pudding, prepared as directed on box

Step 3:

Cool Whip
vanilla wafers
3 to 4 bananas

Prepare Step 1; set aside.

Prepare Step 2; set aside.

Step 3: Add Cool Whip to pudding.

Layer, starting with wafers, pudding and bananas. Continue until gone. Crush some wafers and sprinkle over top.