Refried beans
1 pt. sour cream
Guacamole (optional)
1 pkg. onion soup mix
Mild or hot salsa
1 lg. pkg. shredded Cheddar cheese (approximately 8 oz.)
Sliced black olives (optional)

Layer all ingredients in round pie plate or square pan starting with refried beans on bottom of pan. Store in refrigerator for minimum of 12 hours before serving. Serve with Tostitos or Nacho Chips.