1 bell pepper, chopped
1 onion, chopped
1 can Ranch Style pinto beans, drained
1 sm. bottle Catalina French dressing
3 or 4 oz. Cheddar cheese, grated
1 reg. size bag of reg. Fritos, crush in bag before opening
1 lg. tomato, cut up

Mix all above except Fritos and tomato. Add Frito and tomatoes just before serving.