1 (16 oz.) can refried beans
1 lg. tomato, chopped
1 (4 oz.) can chopped black olives
1 (4 oz.) can green chiles, chopped
Guacamole, frozen or homemade
Grated sharp cheddar cheese
1 (8 oz.) jar picante sauce
2 c. sour cream

In a serving bowl, layer ingredients in the order given. Serve with tortilla chips. Serves 10.