1 can refried beans or bean dip
8 oz. sour cream
3 tbsp. taco seasoning
1 cup guacamole
1 1/2 cup shredded cheddar cheese
3 roma tomatoes, chopped
1 small can sliced black olives
1/2 cup chopped green onions

Spread refried beans on bottom of a 9 inch pie plate. Mix sour cream and taco seasoning together and spread over beans. Layer guacamole, cheddar cheese, tomatoes, olives, and onions. Serve with chips.