LAYER:

Refried beans (lg. can)
Avocado dip
Tabasco
1 c. sour cream
1/2 c. mayonnaise
1 pkg. taco seasoning mix
1 c. chopped tomatoes
Chopped lettuce
1 c. each Cheddar & mozzarella cheese
1/2 c. mild salsa
Canned chilies
1 can chopped olives
Green pepper

Serve with tortilla chips at room temperature.