1 (14 oz.) can Eagle Brand sweetened condensed milk
1 1/2 c. cold water
1 (4-serving size) pkg. instant vanilla flavored pudding mix
2 c. (1 ptsp.) Borden whipping cream, whipped
36 vanilla wafers
3 medium bananas, sliced and dipped in ReaLemon lemon juice

In a large bowl, combine sweetened condensed milk and water. Add pudding mix; beat well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mixture into a 2 1/2-quart glass serving bowl. Top with one-third each of the wafers, bananas and pudding. Repeat layering, ending with pudding. Chill. Garnish as desired. Refrigerate leftovers.

Serves 8 to 10.