1 1/2 lbs. ground beef
1 pkg. taco seasoning
1 can refried beans
1 lg. container sour cream
3/4 sm. jar taco sauce
Mozzarella & cheddar cheese, shredded to cover top

Fry meat and drain. Add taco seasoning and can of refried beans. Spread hamburger mixture in bottom of pan. Mix sour cream and taco sauce together and spread over meat. Sprinkle with cheese and bake for 10 minutes at 350 degrees.