1 (16 oz.) can refried beans
1/2 pkg. Taco Seasoning Mix
1 (6 oz.) carton avocado dip
1 (8 oz.) carton sour cream
1 (4 1/2 oz.) can chopped ripe olives (optional)
2 lg. tomatoes, diced
1 sm. onion, finely chopped
1 (4 oz.) can chopped green chilies
1 1/2 c. (6 oz.) shredded Monterey Jack cheese

Combine beans and seasoning mix; spread bean mixture in an 8x12x2 inch dish. Layer remaining ingredients in order listed. Serve with corn chips.