1 (16 oz.) can refried beans
1/2 pkg. taco seasoning mix
1 carton avocado dip
1 carton commercial sour cream
1 (4 1/2 oz.) can chopped ripe olives
2 lg. tomatoes, diced
1 sm. onion, finely chopped
1 (4 oz.) can chopped green chilies
1 1/2 c. shredded Monterey Jack cheese

Combine beans and seasoning mix; spread bean mixture evenly in a 12x8x2 dish. Layer remaining ingredients in order listed. Serve with large corn chips.