1 lg. mixing bowl
Pancake batter (Bisquick works fine)
Chocolate chips
Vanilla yogurt (& fresh berries, if you have any)
Butter
Banana (optional)

Mix up batch of pancake batter. Add chocolate chips to batter (for every cup of flour or dry pancake mix you use, you'll need about 1/3 to 1/4 cup chocolate chips - miniature chips work best). (Optional - add chopped banana to batter.)

Gently mix batter. Lightly grease and heat griddle or skillet with butter. Pour a little less than 2 tablespoons of batter for each pancake. W hen little bubbles appear all over the top uncooked side of the pancake, it's time to turn it over. Cook second side until its' light brown. Serve pancakes with yogurt (and berries, if you have any) on top.