2 lbs. steak, cubed
1 lg. yellow onion, diced
2 lg. garlic cloves, minced
1 1/2 tbsp. chili powder or to taste
1 (6 oz.) can of tomato paste
1 1/2 c. water
1 tbsp. instant coffee
1 tbsp. sugar
1 tbsp. oregano
1 tbsp. paprika
1 tsp. salt
1 tsp. pepper
1 tsp. cumin
1 sm. can dark red kidney beans, drained
1 sm. can refried beans

Brown steak, drain off fat, reserving enough to brown onion and garlic. Add remaining ingredients except beans; cover and simmer for 2 hours our low heat. Mix whole beans and refried beans and add only during last 15 minutes of cooking. Stir well, top each serving with grated Jack cheese or Parmesan cheese.