1 pkg. vanilla instant pudding
1 c. buttermilk
1 can crushed pineapple, drained
1 lg. can mandarin oranges or 1 can sliced peaches (drained, diced)
1 tsp. lemon juice
1 med. carton whipped topping
1/2 to 1 pkg. chocolate covered graham cookies, crushed
Bananas or strawberries (optional)

Mix pudding and buttermilk until thick. Add the pineapple, oranges, or peaches with lemon juice. Add whipped topping. About 1/2 hour before serving, add crushed cookies and bananas, if desired.