1 1/2 c. flour
1/3 c. sugar
1/2 c. nonfat dry milk
1 egg
1/2 c. water
2 tsp. baking powder
1 tsp. cinnamon
1/2 tsp. salt
1 c. apple (chopped)

Mix and pour in muffin pans. Grease or use liners.

Add this topping: 1/3 c. chopped nuts 1/4 c. brown sugar

Bake at 400 degrees for 18-20 minutes. Makes 12 medium muffins.