1 sm. can bean dip
1 sm. can refried beans
3 avocados mixed with 2 tbsp. lemon juice or guacamole dip

Mix bean dip and refried beans together and place on bottom of large platter. Spread avocado mix over bean mix. Blend 1 package taco seasoning mix with 3 tablespoons mayonnaise, 3 tablespoons sour cream. Spread over avocado mixture. Grate 1/2 pound Jack cheese, 1/2 pound cheddar cheese together; sprinkle on top. Season mix. Sprinkle on 1 small can chopped black olives. Dice 3-4 small tomatoes layer on top. Sprinkle 4-5 chopped green onions on top.

Allow to stand to blend flavors. Serve with taco chips.