1 disposable tin pizza pan
1 (15 oz.) box brownie mix
1 (14 oz.) sweetened condensed milk
1 to 2 bananas or substitute strawberries
4 oz. Cool Whip
1/2 c. water
1 box vanilla pudding
1 (1 oz.) sq. semi-sweet chocolate
Pecan or walnut halves to sprinkle

Mix brownie package according to box directions. Grease pan and bake. Let cool.

Mix condensed milk and water. Beat in pudding mix. Chill for 5 minutes. Fold in Cool Whip. Spread pudding mix on brownie.

Dip bananas in lemon juice. Slice bananas and place on top of pudding. Add nuts. Melt chocolate in double boiler. Drizzle with spoon on top. Cut with pizza cutter or knife.