1 (16 oz.) can Old El Paso refried beans
1/2 pkg. McCormick taco seasoning mix
1 (6 oz.) carton avocado dip
1 sm. can chopped ripe olives
1 sm. can onion, finely chopped
1 sm. can Old El Paso chopped green chilies
1 (8 oz.) carton sour cream
2 tomatoes, diced
1 1/2 c. shredded Monterey Jack

Mix beans and seasoning mix. Spread bean mix in 8x12x2 inch dish. Layer remaining ingredients in order. Serve with nacho chips.