2 c. graham cracker crumbs
1/2 c. soft butter
1/4 c. powdered sugar
2 c. coconut
1 (14 oz.) can sweetened condensed milk
1/2 c. whole almonds
1 c. milk chocolate chips

Preheat oven to 350 degrees. Grease 13x9 inch pan. Combine graham cracker crumbs, butter and sugar until mixed well. Press into greased pan and bake 10-12 minutes.

Mix coconut with condensed milk and spread over crust. Arrange almonds over coconut. Bake another 15 minutes.

Remove from oven and cover with chocolate chips. Let it stand for a minute and spread evenly. Cool completely before cutting.

Quick -- Easy -- GRRReat!