1 lb. hamburger
1 lg. can refried beans
1 sm. jar mild taco sauce
1 (16 oz.) container sour cream
1 lg. onion, chopped
1 sm. can green chilies, chopped
1 lg. pkg. Cheddar cheese, grated
1 sm. jar black olives, chopped

Brown hamburger and onion together, add and mix together the beans, chilies, taco sauce and half the package of cheese. Spread in baking dish, top with remaining cheese. Bake 30 minutes at 350 degrees and cool. Mix sour cream and olives on top or swirl through. Serve with taco chips.