1 1/2 lb. lean ground meat
1 1/2 tbsp. onion, finely chopped
1 med. can refried beans
1/2 tsp. chili powder
1/4 tsp. garlic powder
1/8 tsp. salt
1/8 tsp. black pepper
1 sm. can green chilies, chopped
1/4 c. picante sauce
1 c. Longhorn Cheddar, shredded
1 c. Monterey Jack cheese, shredded
1 1/2 c. guacamole
1 c. sour cream
Lg. bag restaurant style tortilla chips

In frying pan, brown meat with onion. Drain well; set aside. In a 13 x 9 inch pan (glass is best) spread evenly the refried beans. Next spread browned, drained meat. Spread green chilies. Combine cheeses; evenly spread on; sprinkle picante sauce. Bake at 350 degrees for 30 minutes until cheese melt and start to bubble. Remove from oven; let stand 10 minutes. Spread evenly on top: first guacamole, then sour cream. Serve immediately, with lots of tortilla chips. Can be "dipped" out of serving dish with chips, or on individual plates.