1 lb. ground meat
1 can refried beans
1 sm. onion, chopped
1 pkg. taco mix
1 can chopped black olives
1 pkg. guacamole mix
1 avocado
1/2 pt. sour cream
1/4 lb. grated cheese
1 lg. bag tostadas chips

Put in beans, prepare guacamole with avocado (go by package instructions) in bowl. Put in black olives. Mix taco mix and sour cream until blended good and add to bowl. Put onions in bowl, grated cheese, brown meat, drain and place on top or separate. Serve with chips.