Preheat oven to 350F degrees.

Cream first 3 ingredients until well blended and mixture comes together. Press evenly into a 9X13 cake pan.

Bake at 350 for 20-25 minutes, or until light golden.

Cool on wire rack while preparing filling.

Heat sweetened condensed milk and 2 tbsp butter in heavy saucepan, stirring constantly over medium heat for 5-10 minutes, or until thickened. Spread over baked base.

Bake 12-15 minutes longer, or until golden.

Sprinkle Chipits milk chocolate chips evenly over top. Bake 2 minutes more, or until chocolate is shiny and soft.

Remove from oven. Spread chocolate evenly.

Sprinkle Skor Toffee Bits on top, pressing lightly into chocolate.

Cool completely. If necessary, chill just to set chocolate before cutting into bars.

Store at room temperature.

Freezing: Excellent.

Submitted by: rantim