1 c. Bisquick
1/4 c. water
1 can (16 oz.) refried beans
1 lb. ground beef, cooked and drained
1 c. thick taco salsa
1 1/2 c. shredded Cheddar cheese

Grease a 10 inch pie plate. Mix Bisquick, water and beans. Spread in pie plate. Layer remaining ingredients on bean mixture. Bake 30 minutes at 375 degrees.